Loan Disbursement
1st Step
On receipt of the loan application, bank has to take in principle decision whether to accept or not.
If loan application is completely filled up and all the documents properly submitted, bank manager may give written or oral assurance for acceptance of loan.
Even he may be in position to assure about the loan amount and loan tenure subject to detailed study of proposal.
It may not take more than 2 or 3 working days. Here, availability of CIBIL report, Independent Search and Valuation report, and photograph of property play important roll and support. As per our experience, if possible, he may give assurance immediately at the same time.
No bank wants to waste his time and energy and want to do business, hence, it is first step to provide complete information with completed enclosure.
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