Knowledge of the whole process from loan application to the disbursement will make the journey easy and smooth. Since,
Every bank needs same basis information about the applicant such as full name, DOB, Address, Education, Employment, Family member etc.
Every bank has same procedure – complete filled up application with required documents such as KYC, Income documents, Property documents.
Every bank follows same procedure - verification of application form and enclosed documents, CIBIL information, Complete chain of property documents, Consistent and regular Income source, Search and Valuation, Income should be supported by ITR, Bank transaction etc. Existing Credit record.
Basic principles for assessing / appraising the Home / educational loan are same, Hence, understanding of the same is must for every application.
We have tried to provide detailed information for each and every step, from preparation to the disbursement of loan so that your journey from preparation of Loan application to Disbursement, passing to the various stations such as discussion with bank, resolution of queries, Search and valuation of property, will be very smooth and enjoyable.
